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Terms & Conditions

TERMS & CONDITIONS

For Cultured Investments
Last Updated:07/02/2026
Governing Law: Laws of Zimbabwe

Welcome to Cultured Investments (“the Website”, “we”, “our”, “us”).
By accessing or using https://www.culturedinvestments.com/, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please discontinue use immediately.

1. Acceptance of Terms

By using this Website, you confirm that you have read, understood, and agree to comply with:

  • These Terms & Conditions
  • Our Privacy Policy
  • Any additional notices posted on the Website

We may update these Terms at any time in accordance with Section 15.

2. Website Purpose

Cultured Investments provides:

  • Educational material on wealth creation
  • Personal finance insights
  • General investing information
  • Business and financial literacy resources

We do not provide financial advice regulated under Zimbabwean law, including the Securities and Exchange Act [Chapter 24:25] or the Banking Act [Chapter 24:20].

All content is for educational and informational purposes only.

3. Eligibility

You must be 18 years or older to use this Website.
By accessing the Website, you declare that you meet this requirement under Zimbabwean law.

4. No Financial or Professional Advice (Important Under Zimbabwean Law)

The Website does not provide:

  • Licensed financial services
  • Investment recommendations
  • Legal or tax advice
  • Financial planning services

You acknowledge that:

  • Content is general information, not personal financial advice
  • You are responsible for your own investment decisions
  • You should consult a registered financial advisor in Zimbabwe before taking action

We are not liable for losses resulting from actions taken based on website content.

5. Compliance With Zimbabwean Law

Your use of the Website must comply with all applicable Zimbabwean laws, including:

  • Consumer Protection Act [Chapter 14:44]
  • Electronic Transactions and Electronic Commerce Act [Chapter 8:22]
  • Data Protection Act [Chapter 11:12]
  • Copyright and Intellectual Property Laws
  • Securities and Exchange Act (for finance‑related topics)

You agree not to use the Website for unlawful, fraudulent, or harmful purposes.

6. Intellectual Property Rights

All content on the Website—including articles, logos, images, graphics, branding, downloads, and layout—is the exclusive property of Cultured Investments unless stated otherwise.

You may not:

  • Copy
  • Modify
  • Reproduce
  • Sell
  • Distribute
  • Republish

any Website content without written permission.

7. User Responsibilities

You agree not to:

  • Interfere with website functionality
  • Use bots, scrapers, or automated tools without authorization
  • Upload harmful code (viruses, malware)
  • Misrepresent information
  • Commit fraud or impersonation

Any unlawful activity may result in termination of access.

8. Third‑Party Links & External Services

The Website may contain links to third‑party websites.
We do not control or endorse any third‑party content and are not responsible for:

  • Their accuracy
  • Their security
  • Their policies
  • Any damages arising from use of third-party sites

You access external links at your own risk.

9. No Guarantee of Financial Outcomes

We do not guarantee:

  • Wealth growth
  • Investment returns
  • Business success
  • Income generation

Results vary based on individual action and market conditions.

10. Limitation of Liability

To the fullest extent permitted under Zimbabwean law:

We are not liable for:

  • Financial losses
  • Loss of data
  • Business losses
  • Indirect or consequential damages
  • Reliance on Website content

You use the Website at your own risk.

11. Indemnification

You agree to indemnify and hold harmless Cultured Investments, its owners, agents, and affiliates from any claims, damages, losses, or legal fees resulting from:

  • Your use of the Website
  • Your breach of these Terms
  • Your violation of Zimbabwean laws

12. User Accounts (If Applicable)

If the Website offers user accounts, you agree to:

  • Keep login details confidential
  • Take responsibility for all activity under your account
  • Notify us of unauthorized access

We may suspend or terminate accounts at our discretion.

13. Privacy & Data Protection

Any personal information you provide is governed by our Privacy Policy, created in line with the Zimbabwe Data Protection Act [Chapter 11:12].

This includes:

  • How your data is collected
  • How it is stored
  • Your rights as a Zimbabwean data subject

14. Termination of Access

We reserve the right to:

  • Suspend
  • Restrict
  • Terminate

your access at any time for breach of these Terms or for activities harmful to the Website or users.

15. Changes to These Terms

We may modify these Terms at any time.
Changes become effective immediately upon being posted to the Website.

Continued use of the Website means you accept the updated Terms.

16. Governing Law & Jurisdiction

These Terms are governed by the laws of Zimbabwe.
Disputes shall be resolved exclusively in Zimbabwean courts.

17. Contact Information

For questions or legal concerns, contact:

Cultured Investments

Website: https://www.culturedinvestments.com/ 

 


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